New rules for meal and food vouchers come into effect
Graduated in journalism from Veiga de Almeida University and with a postgraduate degree in the financial and capital markets from Pontifical Catholic University of Minas Gerais. Worked at TradeNews before becoming a reporter for Revista Oeste.

TL;DR
- Interoperability allows different meal and food voucher cards to be used in a common network of establishments.
- Restrictions on use remain: meal vouchers are for ready-to-eat meals, and food vouchers are for groceries.
- Merchant fees are capped at 3.6%, with payments processed within 15 days.
- The value of benefits and eligible products remain unchanged.
- Penalties for non-compliance include fines ranging from R$ 5,000 to R$ 50,000.
- Entities registered with the PAT program have until November 9 to re-register.