Understand how Desenrola 3.0 will work

New stage of the program will allow the Union to acquire portfolios of debts from individuals to renegotiate them under more favorable conditions

Understand how Desenrola 3.0 will work

TL;DR

  • Desenrola Brasil 3.0 is a new phase of the federal debt renegotiation program.
  • The Union will now directly purchase portfolios of defaulted debts from individuals.
  • The program focuses on debts in default for approximately two to four and a half years.
  • The government will use discounts from debt purchases to offer more favorable renegotiation terms.
  • This aims to help individuals recover financial capacity and improve access to credit.
  • The previous versions of Desenrola Brasil focused on facilitating negotiations between creditors and debtors.