9 Days Before the Election, Government Launches 3rd Phase of Desenrola
Graduated in journalism from São Paulo State University Júlio de Mesquita Filho. Reporter for Revista Oeste since September 2024.

TL;DR
- The third phase of the Desenrola Brasil program has been launched.
- R$ 15 billion is allocated for the Union to purchase debts, offering debtors a minimum 90% discount.
- The program aims to reach 15 million people and renegotiate up to R$ 75 billion in debts.
- Eligible debts are banking and non-banking, originally up to R$ 10,000, with a delay of 720 to 1,600 days.
- The Union will acquire debts from creditors, with the full discount passed on to the debtor.
- Creditors must offer all eligible debts for a single individual, not just a portion.
- The previous two phases reached 25 million people and renegotiated R$ 75 billion.
- Despite the program, 82% of Brazilian families are in debt, with 30% having overdue bills.
- 84 million people were listed as defaulters in August, with an average of four debts totaling R$ 7,000.
- This initiative follows other government economic and social measures before the election, such as increased Bolsa Família and the end of federal tax on small international purchases.