9 Days Before the Election, Government Launches 3rd Phase of Desenrola

Graduated in journalism from São Paulo State University Júlio de Mesquita Filho. Reporter for Revista Oeste since September 2024.

9 Days Before the Election, Government Launches 3rd Phase of Desenrola

TL;DR

  • The third phase of the Desenrola Brasil program has been launched.
  • R$ 15 billion is allocated for the Union to purchase debts, offering debtors a minimum 90% discount.
  • The program aims to reach 15 million people and renegotiate up to R$ 75 billion in debts.
  • Eligible debts are banking and non-banking, originally up to R$ 10,000, with a delay of 720 to 1,600 days.
  • The Union will acquire debts from creditors, with the full discount passed on to the debtor.
  • Creditors must offer all eligible debts for a single individual, not just a portion.
  • The previous two phases reached 25 million people and renegotiated R$ 75 billion.
  • Despite the program, 82% of Brazilian families are in debt, with 30% having overdue bills.
  • 84 million people were listed as defaulters in August, with an average of four debts totaling R$ 7,000.
  • This initiative follows other government economic and social measures before the election, such as increased Bolsa Família and the end of federal tax on small international purchases.